Privacy Policy
1. Introduction
RealRefin.com ("we," "our," or "us") operates the website located at https://realrefin.com (the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our financial tools, or interact with our content.
By using RealRefin.com, you consent to the data practices described in this policy. If you do not agree with the terms of this Privacy Policy, please discontinue use of the site immediately.
2. Information We Do NOT Collect
We are dedicated to user privacy and algorithmic transparency:
- No Stored Financial Inputs: When you input purchase prices, renovation budgets, mortgage interest rates, or rental revenues into our calculators, this data is executed in your local browser memory via JavaScript. We do not store or transmit your deal parameters to remote databases.
- No Mandatory Account Creation: RealRefin.com is 100% free to access without requiring registration, passwords, or credit card numbers.
3. Information We Collect Automatically
Like most web operators, we collect non-personally identifiable information that your browser sends whenever you visit our website:
- Log Data: Your Internet Protocol (IP) address, browser type, operating system, referring URLs, pages viewed, time spent on pages, and standard HTTP server timestamps.
- Device and Geolocation Data: Broad geographic region (such as country or state level) derived from IP address to provide localized currency presets (USD, GBP, AUD).
4. Cookies, Web Beacons, and Tracking Technologies
We use cookies and similar tracking technologies to enhance user navigation and measure site performance. Cookies are small data files placed on your device.
Types of Cookies Used:
- Essential Cookies: Necessary to enable basic site functionality, such as remembering your selected currency preference ($ / £ / A$).
- Analytics Cookies: Services such as Google Analytics 4 help us understand user engagement patterns, bounce rates, and popular calculators. These cookies aggregate anonymous traffic data.
- Advertising Cookies: We may partner with third-party advertising networks, such as Google AdSense and Google Ads, which use cookies (including the DoubleClick cookie) to serve relevant advertisements based on past visits to this or other websites.
You can instruct your browser to refuse all cookies or indicate when a cookie is sent. However, some website features may require cookies to function optimally.
5. Google Advertising and Google Analytics
Google, as a third-party vendor, uses cookies to serve ads on RealRefin.com. Google’s use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet.
- Users may opt out of personalized advertising by visiting Google Ads Settings.
- You may also opt out of third-party vendor cookies for personalized advertising by visiting AboutAds.info.
- To prevent Google Analytics from tracking your visits across all websites, you can install the Google Analytics Opt-out Browser Add-on.
6. General Data Protection Regulation (GDPR) Compliance (EU & UK Users)
If you are a resident of the European Economic Area (EEA) or the United Kingdom, you hold certain data protection rights under the General Data Protection Regulation (GDPR) and UK Data Protection Act:
- Right of Access: You have the right to request copies of any personal data we hold about you.
- Right to Rectification: You have the right to request correction of inaccurate or incomplete information.
- Right to Erasure ("Right to be Forgotten"): You have the right to request deletion of your personal information under certain statutory conditions.
- Right to Restrict or Object to Processing: You may object to the processing of your data for legitimate interests or marketing.
Our legal basis for collecting standard web server logs is our legitimate interest in maintaining website security, stability, and operational integrity.
7. California Consumer Privacy Act (CCPA / CPRA)
Under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), California residents are entitled to specific disclosures:
- No Sale of Personal Information: RealRefin.com does not sell, rent, or lease personal information to third parties for monetary consideration.
- Right to Know: You may request disclosure of categories of personal information collected over the preceding 12 months.
- Non-Discrimination: We will not discriminate against you for exercising your statutory privacy rights.
8. Data Security
We implement industry-standard HTTPS encryption (TLS/SSL) to secure data in transit between your browser and our servers. While no method of digital transmission or storage is 100% impenetrable, we employ rigorous security practices to protect website integrity.
9. Children’s Privacy
Our website and financial calculation tools are intended for adult investors and real estate professionals. We do not knowingly solicit or collect personal information from individuals under the age of 18. If you become aware that a child has provided us with personal information, please notify us immediately.
10. Changes to This Privacy Policy
We reserve the right to modify this Privacy Policy at our discretion. Any revisions will be published on this page with an updated "Effective Date." We encourage visitors to review this page periodically.
11. Contact Information
If you have questions, comments, or requests regarding this Privacy Policy, please reach out to our team:
RealRefin.com Data Privacy Team
Email: privacy@realrefin.com
General Inquiries: support@realrefin.com
Website: https://realrefin.com/contact